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Showing posts from October, 2016

California Obamacare Rate Increases Much Less Than Other States

Covered California's Peter Lee explains why California's individual & family health plan rate increase for 2017 is much lower than the national average.  This is a good read and shows that California was far ahead of the curve.

Covered California has already posted average premium increases of 13.2 percent, compared with a nationwide average of 25 percent. Part of that jump is due to the end of “reinsurance” payments to cover insurers’ losses the first three years, but also because of pricier prescription drug and medical costs, as well as more unhealthy consumers signing up.A big part of where other states has floundered has been because of political opposition by state governments. They adopted policies like not expanding Medicaid (to enable more individuals to qualify for subsidies). In many states, the politicians who have been so against Obamacare have brought upon their own citizens the rate increases we’re seeing across the country. ... In California, for four years …

Anthem Blue Cross (CA) Adding SilverSneakers® Fitness Program

Anthem Blue Cross (CA) announced this morning that they will be adding the SilverSneakers Fitness Program to California Medicare Supplement Plans A, F, and N.  The added benefit will begin on January 1st, 2017. 

Once approved for release into the market, more states have been added to the list as existing and new members in our marketed plans will enjoy the value-added benefits of the SilverSneakers Fitness program at no additional cost! Effective January 1, 2017, California members in our marketed plans will enjoy SilverSneakers, too.  The program offers members their choice of paths to better health. For those who enjoy a traditional workout setting, SilverSneakers offers access to more than 13,000 fitness locations across the country, including use of classes and guidance from a Program AdvisorTM. In addition, for those who can’t get to a fitness center, SilverSneakers Steps® kits focus on at-home or on-the-go general fitness, walking, strength training or yoga. And if that is not …

Covered CA Plan Rates and Increases 2017

The 2017 Covered CA health premiums are now quoting. And folks, some plans just don't want to play. Here is the breakdown for myself in Santa Clara County between 2016 and 2017 on Silver plans on-exchange in order of monthly premium price:

Valley Health HMO was flat for 2017 rate increase below 1% ($701)
Anthem Blue Cross PPO for 2017 rate increase 11% ($781)
Kaiser HMO for 2017 rate increase 7.5% (785)
Health Net HMO for 2017 rate increase 23% ($916)
Blue Shield PPO for 2017 rate increase 23% ($993) Give me a call for rates and options for your coverage in 2017. There will be cases where buying off-exchange may be less expensive depending on subsidy levels. A licensed agent can shop both markets.