Skip to main content

Blue Shield California Removes HIPAA 4000 HSA PPO

One of the more popular HIPAA guaranteed-issue plans over the last couple of years has been the HSA-compatible Spectrum Savings PPO 4000 with Blue Shield of California (Life & Health).

With the previously blogged closure of the majority of Blue Shield's PPO health plans (July Plan Closure Blog), including the 4000 Savings PPO, the plan has also been removed from the offerings for HIPAA.

As of today, it is my understanding that Blue Shield does not intend to replace the 4000 HSA PPO plan in the HIPAA portfolio and has no intention of offering any HSA-compatible PPO plan for HIPAA-eligible individuals & families. I was told that until and unless I hear otherwise, the HIPAA portfolio available from Blue Shield will be as follows:

*Access+ HMO
*Access+ Value HMO
*Spectrum PPO 5000
*Spectrum PPO 5500

These are also the four remaining underwritten individual & family plans that are not being closed to new enrollments July 1.

Both Blues (Blue Cross of California (Anthem) and Blue Shield of California) are excellent PPO carries with large networks in California. The loss of the only HSA-compatible PPO plan by either Blue for HIPAA enrollees is a bit sad. There are many who need to enroll in HIPAA that would benefit from both the lower annual out-of-pocket and the combined Rx and medical expenses.

Should Blue Shield provide information on any new HIPAA plans I will post here on the blog.

Dave
www.davefluker.com

Comments

Popular posts from this blog

Innovative F Health Net Medicare Supplement Launches August 1st in California

Health Net of California has announced the rollout of a new Medicare Supplement Plan.  

Available beginning with August 1 start dates, Health Net will offer their Innovative F Supplement in California.  Earlier this year, Anthem Blue Cross introduced their Innovative F plan.  Health Net's plan marks the second "Innovative" Medicare Supplement in California.

One huge difference between the two Innovative F plans--unlike Anthem's plan, Health Net's Innovative F is available to upgrade from your Plan F to Innovative Plan F during California's "Birthday Rule" Guarantee Issue Period.   Health Net considers Innovative Plan F an "equal benefit" plan compared to Plan F.

Health Net Innovative F offers additional hearing and vision benefits that include:


Routine Hearing Exam - One Hearing Exam every 12 monthsHearing Aid(s) - includes fitting evaluation. $1000 benefit maximum for two hearing aids (one pair) or $500 for one hearing aidRo…

Anthem Blue Cross (CA) Adding SilverSneakers® Fitness Program

Anthem Blue Cross (CA) announced this morning that they will be adding the SilverSneakers Fitness Program to California Medicare Supplement Plans A, F, and N.  The added benefit will begin on January 1st, 2017. 

Once approved for release into the market, more states have been added to the list as existing and new members in our marketed plans will enjoy the value-added benefits of the SilverSneakers Fitness program at no additional cost! Effective January 1, 2017, California members in our marketed plans will enjoy SilverSneakers, too.  The program offers members their choice of paths to better health. For those who enjoy a traditional workout setting, SilverSneakers offers access to more than 13,000 fitness locations across the country, including use of classes and guidance from a Program AdvisorTM. In addition, for those who can’t get to a fitness center, SilverSneakers Steps® kits focus on at-home or on-the-go general fitness, walking, strength training or yoga. And if that is not …

Are Patients Abusing The Healthcare System?

Interesting conversation on a recent Stefan Molyneux call-in show with someone who works in a hospital emergency room.  

For me, two schools of thought:

1.  Certainly some Medicaid recipients are abusing the system
2.  Certainly some Medicaid recipients believe that they can only get quality healthcare by using the ER




I have not been to an emergency room in many years so I can't speak to the conditions first-hand.  However, I have heard that ERs can be quite overcrowded and chaotic at times.  

Dave
www.davefluker.com