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Showing posts from January, 2014

Emergency Retina Surgery - Office Closed!!

I will be undergoing emergency retinal surgery on Jan 29th and will be unable to do any work for at least 10 days during the recovery period.  I anticipate I should be back to work right around 2/10 however the final decision will be up to the doctor.

Please refrain from contacting me while in recovery as I will not be able to talk on the telephone nor conduct normal business sctivitites.

Thank you.

Dave

Anthem & Health Net CA Premium Payment Extended to 1/31

Anthem Blue Cross just announced that individual & family plan premiums for January 1 effective dates will be extended from the 1/15 cutoff to 1/31/14 cutoff.

That gives everyone with Anthem another 2 weeks to pay the January premiums.   This applies to both Covered CA enrollments and to private market off-exchange enrollments.

Dave
www.davefluker.com

Update:1/16/2014 -- Health Net has also announced the same change of deadline to 1/31/14 for premium payments.

Covered CA Plan Premium Deadline Extended to Jan 15th

Covered California announced this morning that they have reached agreement with the carriers to extend both Individual & Family and SHOP plan premium due dates to January 15, 2014.


All  premium payments must now be made by January 15, 2014 Individual Market:  All payments, either by phone, online (if available) or by mail must be received by the health insurance plans by COB (5:00 p.m. PST) on Jan. 15  for coverage beginning Jan. 1st.  SHOP Market:  Small businesses that have enrolled in coverage for Jan. 1st must pay Covered California’s SHOP no later than COB (5:00 p.m. PST) on Jan 15.  This means that all premium payments must arrive at the SHOP office on Jan 15; payments that are received after Jan. 15 will be processed for Feb. 1st coverage.

Covered California stresses that this is a one-time payment deadline extension, and that payment for coverage going forward is due at the beginning of each month. 



Dave
www.davefluker.com

Anthem's Secret CA Extensions?

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If you are one of the lucky or not-so-lucky people who did not receive a plan migration notice from Anthem Blue Cross (CA), you might be extended to April 1 without you're knowing you have been extended to April 1 on your old plan.  It's kind of a super secret or something, I guess.

Anthem apparently failed to properly notify a whole bunch of non-grandfathered HIPAA plan members and also some non-HIPAA non-grandfathered members in sufficient time not to get spanked down by the regulatory powers that be in the Golden State.  Whether directed by those powers or in an effort to avoid bad PR for this foul up, Anthem has secretly extended those members to April 1 and actually scrubbed their plan migrations for January 1 to ObamaCare compliant coverage.


I got a call from someone there today about another migration that didn't happen and during the "conversation" I asked what the deal was.  I was told that since those members did not actually receive any migration notice …

Got Coverage? I Dunno!

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Since my last blog post in November we have had a whirlwind of ca-razy and of course the holidays.  I hope that everyone had a safe and enjoyable holiday season.

Well, the expression of the day for agents (and carriers and subscribers) right now is "I don't know"

Do I have Coverage?  
How can I pay me premium?
What is my premium?
Did Covered CA forward my enrollment information?
Did Covered CA complete my enrollment?
Did my change in plan migration go through yet?
Why do I have to pay for pediatric dental?
How can my doctor/provider/pharmacy verify my new coverage?

And so on.  The answer today......... "I don't know".  That's what the carriers are telling us and unfortunately that's what we have to tell you.  Did I mention that this sucks?

All I can recommend is hold on and wait for a bill/card/welcome kit/anything from the health insurance carriers indicating that they might have actually processed something for you in a timely manner (timely being measure in…