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HR 544 Addresses Health Premium Ratio for ObamaCare

A new bill, House Resolution 544, was introduced on February 6th by Congressman Phil Gingrey (R-GA) and Jim Matheson (D-UT).  

HR 544, 'Letting Insurance Benefit Everyone Regardless of Their Youth' or Liberty Act, addresses the reality of high premiums for younger people due to the current PPACA (ObamaCare) requirement that the ratio of premium between youngest and oldest be not more than 3:1.

Fearing that 3:1 ratio will cause rates to be especially high for younger adults, HR 544 would change the required ratio from 3:1 to 5:1 or as directed by each state allowing a potential lowering of premiums for those younger health insurance subscribers.  

HR 544 is titled "To amend title XXVII of the Public Health Service Act to change the permissible age variation in health insurance premiums" and information/updates can be found at the Congress beta site: HR 544




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