Skip to main content

Women's Preventive Care Enhancements August 2012

As directed by the ACA (Affordable Care Act), preventive care services for women will be enhanced for all non-grandfathered health plans in California (and all other states as well).

In addition to current preventive benefits, the following preventive benefits for women will be added to existing and new non-grandfathered health insurance plans including self-funded group health plans:

* Well-Woman visits
* Screening for gestational diabetes
* Testing for HPV (human papillomavirus)
* Counseling for sexually transmitted infections
* Screening and counseling for HIV
* FDA-approved contraceptive counseling and contraception methods
* Breastfeeding support, supplies and counseling
* Screening and counseling for interpersonal and domestic violence

For those purchasing coverage on or after August 1st, the health plan will include the expanded preventive benefits.

For those on existing health plans prior to August 1st, the benefits will be added at the policy renewal of your policy. Most likely not later in any case than January 2013. Each carrier will determine at what point it will add the benefit, this (above) is how Anthem Blue Cross intends to do it.

For those on grandfathered health plans (plans purchased prior to March 23, 2010), grandfathered plans will not receive and additional preventive benefits for women.

Dave
www.davefluker.com

Comments

Popular posts from this blog

Anthem Blue Cross (CA) Adding SilverSneakers® Fitness Program

Anthem Blue Cross (CA) announced this morning that they will be adding the SilverSneakers Fitness Program to California Medicare Supplement Plans A, F, and N.  The added benefit will begin on January 1st, 2017. 

Once approved for release into the market, more states have been added to the list as existing and new members in our marketed plans will enjoy the value-added benefits of the SilverSneakers Fitness program at no additional cost! Effective January 1, 2017, California members in our marketed plans will enjoy SilverSneakers, too.  The program offers members their choice of paths to better health. For those who enjoy a traditional workout setting, SilverSneakers offers access to more than 13,000 fitness locations across the country, including use of classes and guidance from a Program AdvisorTM. In addition, for those who can’t get to a fitness center, SilverSneakers Steps® kits focus on at-home or on-the-go general fitness, walking, strength training or yoga. And if that is not …

How Will Donald TRUMP ObamaCare?

With the election of Donald Trump as the next US President, healthcare reform and ObamaCare are on the chopping block.  There is media speculation that a transformation away from the current ObamaCare system will be rather immediate once Donald Trump is sworn into office in January.  


While changes are certainly coming, I would not expect a wholesale changeover immediately, but rather over the course of 2017.  My hope is to see an open market available at any time during the year (like it used to be) instead of an abbreviated Open Enrollment Period.  

Below are some key points to a Donald Trump-Care system and a link to his Healthcare Reform Paper which goes into more detail...



 1. Completely repeal Obamacare. 2. Modify existing law that inhibits the sale of health insurance across state lines. 3. Allow individuals to fully deduct health insurance premium payments 4. Allow individuals to use Health Savings Accounts (HSAs). 5. Require price transparency from all healthcare providers.6. Bl…

2016 Open Enrollment Has Begun

Here to kickoff the 2016 open enrollment period which will run from November 1, 2015 to January 31, 2016.  

It is important to remember that during the open enrollment period all rules regarding SEP (special election period) enrollment dates for loss of employer coverage are off of the tablle. Than means no retroactive start dates on the Covered California health exchange.

Remember during open enrollment you may sign up for any available health insurance plan either off- or on-exchange with no medical underwriting.

My site features live free instant quotes and online applications for off-exchange subscribers.

For Covered California exchange subscribers, I can take your information over the phone and set up your account on Covered CA for you.  You would need to log in with a special code I would provide upon submission of the application and select your plan/pay the initial premium via Covered CA.  

Carrier for 2016 include:

*Anthem Blue Cross PPO, Tiered PPO and HMO
*Blue Shield of Californi…