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Showing posts from January, 2010

The California HIPAA Dance

For those who have been following the near-hourly updates on my HIPAA insurance page, the one word I would use to describe the recent activity is--CHAOS.

Anthem Blue Cross initiated what has essentially become a "you-know-what contest" between the two Blues concerning their respective HIPAA portfolios.

The chronology is as follows:

Fall, 2009 - Anthem retires the Share PPO portfolio (retired plans do not need to be offered in the HIPAA mirror of plans)

Jan 11,2010 - Anthem Blue Cross announces a complete HIPAA portfolio overhaul, replacing the 1500 and 2500 Share plans with HMO plan. DOI-registered PPO plans remain the same (5000 and Basic 1000)

Jan 15, 2010 - Anthem closes new enrollments on the 1500/2500 at end of business day

Jan 18, 2010 - Blue Shield CA advises an impending change to the HIPAA products, but cannot comment until 1/22

Jan 22, 2010 - In response to the Anthem HIPAA portfolio change, Blue Shield closes the Spectrum PPO portfolio and eliminates the Spectrum PPO 150…

Cal-COBRA Subsidy Change?

I have the current word on the applicability of ARRA extension in regards to Cal-COBRA.

As it stands currently, the state of California has not amended the applicable law nor signed off on this change. If you remember, when the first ARRA came out, California had to amend existing law to allow for subsidy on Cal-COBRA.

Until such time as the state agrees to amend and sign off, there is NO extension of subsidy for Cal-COBRA to 15 months and no eligibility for subsidy for any beneficiaries going onto state continuation after 12/31/09.

I will update the blog if there are any changes forthcoming. In the meantime, it is 9 months subsidy with a sunset of Dec 31 2009.